1. Information we collect
We collect the following types of information when you use AI&RWA:
- Account information — such as your name, email address, and authentication details.
- Planning data — budgets, expenses, purchase scenarios, investment assumptions, and other financial inputs you choose to provide.
- Usage and device information — including device type, app version, approximate location, and logs related to app performance.
- Support communications — messages you send to our support team and related metadata.
2. How we use your information
We use your information to:
- Provide, maintain, and improve the AI&RWA Service and its core planning features.
- Generate projections, analytics, and insights based on your inputs and configured scenarios.
- Communicate with you about updates, security alerts, and support responses.
- Protect against fraud, abuse, and misuse of the Service.
3. Local storage & optional cloud sync
AI&RWA is designed to minimize unnecessary data transfers. Where possible, your planning data is stored locally on your device. If cloud sync or backup features are enabled:
- Data is encrypted in transit using modern TLS protocols.
- Data is encrypted at rest using industry‑standard encryption.
- You may disable sync features at any time; doing so may limit cross‑device access.
4. How we share information
We do not sell your personal financial data.
We may share limited information in the following situations:
- Service providers — trusted vendors who help us operate the Service (for example, infrastructure hosting or analytics), under strict data‑processing agreements.
- Legal reasons — when required to comply with law, legal process, or to protect our rights and the safety of users.
- Business transfers — in connection with a merger, acquisition, or sale of assets, in which case we will provide notice and choices where required.
5. Data retention
We retain your information for as long as necessary to provide the Service, comply with legal obligations, resolve disputes, and enforce our agreements. Where possible, we apply aggregation or anonymization to reduce long‑term identifiability.
6. Your rights & choices
Depending on your location, you may have the right to:
- Access a copy of the personal information we hold about you.
- Request correction of inaccurate or incomplete information.
- Request deletion of certain information, subject to legal exceptions.
- Object to or restrict specific types of processing.
- Export or transfer your data in a structured, commonly used format.
To exercise these rights, contact us at [email protected]. We may need to verify your identity before responding.
7. Security practices
We employ technical and organizational measures to protect your data, including encryption, access controls, and regular security reviews. However, no system is perfectly secure, and we cannot guarantee absolute security.
If you believe your account or data may have been compromised, please contact us immediately at [email protected].
8. Children’s privacy
AI&RWA is not directed to children, and we do not knowingly collect personal information from children where prohibited by law. If you believe a child has provided us with personal data, please contact us so we can take appropriate action.
9. International data transfers
Your information may be processed in countries outside your country of residence. Where required, we implement appropriate safeguards to protect your data in line with applicable law.
10. Changes to this policy
We may update this Privacy Policy from time to time. When we make material changes, we will notify you through the Service or by other appropriate means and update the “Last updated” date above.
11. Contact
If you have questions or concerns about this Privacy Policy, you can reach us at:
- Email (privacy): [email protected]
- Email (support): [email protected]