Finance · Planning · Everyday decisions AI‑assisted, human‑centered

We built AI&RWA to make real‑world money decisions feel calm and clear.

Advanced financial modeling has always existed—but it was locked behind complex tools, dense spreadsheets, and expert‑only workflows. AI&RWA brings that power to everyday decision‑makers in a clean, intuitive experience.

2024 · The frustration

Big life decisions, small‑print tools.

Our founders were planning moves, career changes, and home purchases—and discovered that tools built for everyday budgeting or investing rarely showed the whole picture.

2024 · The idea

One app for budgets, purchases, and investments.

Instead of juggling separate apps and spreadsheets, they prototyped a single workspace where you could map monthly cash flow, big purchases, and long‑term investing together.

2025 · The product

AI&RWA launches to early adopters.

Partnering with independent planners, families, and investors, the team refined AI&RWA around practical questions: “Can we afford this?” and “What happens if we choose plan B instead?”

Team collaborating in an office while reviewing financial dashboards on large screens — The AI&RWA team blends product design, quantitative finance, and real‑world planning experience to create tools that stay approachable—even when decisions are complex.

Our mission

Clarity and confidence for every major financial choice.

We believe confident decisions come from understanding tradeoffs—not from chasing perfection. AI&RWA is built to show you realistic paths forward, not just idealized charts.

Make advanced tools feel approachable. Plain‑language summaries sit beside detailed numbers.
Respect your time. Pre‑built templates and sample data help you start planning in minutes.
Design for real life. AI&RWA handles messy realities—irregular income, changing priorities, and evolving goals.

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Human‑first decisions

AI supports your thinking instead of replacing it. You stay in control of assumptions, priorities, and final choices.

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Trust & transparency

We explain how projections are built and highlight key drivers, so you always understand the “why” behind each scenario.

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Designed with planners

Financial professionals and everyday users helped shape the interface, workflows, and language inside AI&RWA.

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Real‑world scenarios

From moving cities to funding education and retirement, AI&RWA is tuned for the decisions people actually face.

Team & culture

A distributed team focused on sustainable financial well‑being.

AI&RWA is built by a small, focused team spread across time zones, united by the belief that better money decisions unlock more freedom and fewer regrets.

Product & design

We obsess over clean interfaces, calm visualizations, and flows that make complex topics feel intuitive.

Engineering

From secure data storage to fast scenario modeling, our engineers ensure reliability you can count on.

Research & finance

Financial research partners help validate assumptions, methodologies, and the way results are framed.

Customer experience

Feedback loops from users shape our roadmap, onboarding, and educational content.

Person using a finance app on a laptop with notes and coffee nearby — AI&RWA is crafted to fit into real daily routines—from quick check‑ins over coffee to deep‑dive planning sessions.